:root {
  --blue-900: #0a3d91;
  --blue-700: #0f5fc2;
  --blue-600: #156fe0;
  --blue-500: #2e86f0;
  --blue-100: #eaf3fc;
  --navy: #0a3d91;
  --navy-light: #156fe0;
  --accent: #16a34a;
  --accent-dark: #128a3e;
  --bg: #f5f8fd;
  --card: #ffffff;
  --text: #1f2937;
  --muted: #64748b;
  --border: #dbe6f5;
  --radius: 14px;
  --shadow: 0 6px 24px rgba(10, 61, 145, 0.1);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.55;
}

img { max-width: 100%; }

.container {
  width: 100%;
  max-width: 1120px;
  margin: 0 auto;
  padding: 0 20px;
}

a { color: inherit; }

h1, h2, h3 { line-height: 1.2; margin: 0 0 12px; color: var(--blue-900); }
h2 { font-size: 1.8rem; }
p { margin: 0 0 12px; color: var(--muted); }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 24px;
  border-radius: 999px;
  font-weight: 600;
  text-decoration: none;
  border: 2px solid transparent;
  cursor: pointer;
  font-size: 0.95rem;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn-block { width: 100%; }

.btn-primary {
  background: var(--blue-700);
  color: #fff;
}
.btn-primary:hover { background: var(--blue-900); }

.btn-outline {
  background: transparent;
  border-color: var(--blue-700);
  color: var(--blue-700);
}
.btn-outline:hover { background: var(--blue-700); color: #fff; }

.btn-primary-light {
  background: #fff;
  color: var(--blue-900);
}
.btn-primary-light:hover { background: var(--blue-100); }

.btn-outline-light {
  background: transparent;
  border-color: rgba(255, 255, 255, 0.7);
  color: #fff;
}
.btn-outline-light:hover { background: rgba(255, 255, 255, 0.15); }

.btn-whatsapp {
  background: var(--accent);
  color: #fff;
}
.btn-whatsapp:hover { background: var(--accent-dark); }

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding-top: 14px;
  padding-bottom: 14px;
  flex-wrap: wrap;
}
.logo { display: flex; align-items: center; }
.logo-img { display: block; height: 44px; width: auto; }
.nav {
  display: flex;
  gap: 22px;
  font-weight: 600;
  font-size: 0.92rem;
}
.nav a { text-decoration: none; color: var(--text); }
.nav a:hover { color: var(--blue-700); }
.header-cta { padding: 10px 20px; font-size: 0.88rem; }
.header-cta-icon { display: none; }

.header-actions { display: flex; align-items: center; gap: 10px; }
.nav-toggle {
  display: none;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  flex-shrink: 0;
  padding: 0;
  border: 1px solid var(--border);
  border-radius: 10px;
  background: #fff;
  color: var(--blue-900);
  cursor: pointer;
}
.nav-toggle:hover { border-color: var(--blue-700); }

/* Hero */
.hero {
  position: relative;
  padding: 40px 0 48px;
  overflow: hidden;
  color: #fff;
}
.hero-bg {
  position: absolute;
  inset: 0;
  z-index: -1;
  background:
    linear-gradient(100deg, rgba(10, 30, 70, 0.55) 0%, rgba(10, 30, 70, 0.15) 45%, rgba(10, 30, 70, 0) 70%),
    url('assets/hero/hero-bg.jpg') center / cover no-repeat;
}
.hero-inner {
  display: flex;
  align-items: center;
  gap: 40px;
  flex-wrap: wrap;
}
.hero-copy { flex: 1 1 420px; min-width: 0; }
.eyebrow {
  color: #bfe0ff;
  font-weight: 700;
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.6px;
  margin-bottom: 10px;
}
.hero h1 {
  font-size: clamp(1.6rem, 3.2vw, 2.15rem);
  margin-bottom: 16px;
  color: #fff;
}
.hero-sub { font-size: 0.95rem; max-width: 560px; color: rgba(255, 255, 255, 0.85); text-align: left; line-height: 1.55; }
.hero-tagline {
  display: block;
  font-weight: 700;
  font-size: 1.05rem;
  letter-spacing: 0.3px;
  color: #fff;
  margin-bottom: 6px;
}
.hero-sub-compact { display: none; }
.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin: 16px 0;
}
.hero-trust {
  list-style: none;
  padding: 0;
  margin: 8px 0 0;
  display: flex;
  column-gap: 16px;
  row-gap: 8px;
  flex-wrap: wrap;
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.85);
  font-weight: 600;
}
.hero-trust li::before { content: "✓ "; color: #9be6b8; }

.hero-visual { flex: 0 1 560px; display: flex; flex-direction: row; align-items: flex-end; justify-content: center; gap: 6px; min-width: 0; }
.hero-illustration {
  display: block;
  width: 100%;
  max-width: 420px;
  height: auto;
  flex: 1 1 auto;
  filter: drop-shadow(0 16px 24px rgba(3, 20, 51, 0.35));
}

.hero-mascot-col {
  display: flex;
  flex-direction: column;
  align-items: center;
  flex-shrink: 0;
  margin-bottom: -14px;
}
.hero-mascot {
  height: 220px;
  width: auto;
  filter: drop-shadow(0 14px 16px rgba(3, 20, 51, 0.3));
}
.hero-mascot-bubble {
  position: relative;
  max-width: 150px;
  background: #fff;
  color: var(--blue-900);
  font-size: 0.72rem;
  font-weight: 700;
  line-height: 1.3;
  padding: 10px 14px;
  border-radius: 14px;
  box-shadow: var(--shadow);
  text-align: center;
  margin-bottom: 10px;
}
.hero-mascot-bubble::after {
  content: "";
  position: absolute;
  bottom: -8px;
  left: 40px;
  width: 0;
  height: 0;
  border-left: 8px solid transparent;
  border-right: 8px solid transparent;
  border-top: 8px solid #fff;
}

/* Partners */
.partners { padding: 28px 0; border-bottom: 1px solid var(--border); background: #fff; }
.partners-label {
  text-align: center;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.6px;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 14px;
}
.partner-badges {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 36px;
}
.partner-logo {
  height: 52px;
  width: auto;
  max-width: 160px;
  object-fit: contain;
}

/* Products */
.products { padding: 56px 0; }
.products h2, .products .section-sub { text-align: center; }
.section-sub { max-width: 480px; margin: 0 auto 32px; }
.section-sub-light { color: rgba(255, 255, 255, 0.75); }
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
}
.service-item {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px 20px;
  box-shadow: var(--shadow);
  display: flex;
  align-items: center;
  gap: 14px;
}
.service-icon { flex-shrink: 0; display: flex; }
.service-icon img { width: 44px; height: 44px; object-fit: contain; display: block; }
.service-item p { margin: 0; font-weight: 600; color: var(--text); font-size: 0.95rem; }
.services-cta { text-align: center; margin-top: 32px; }

/* Why */
.why {
  padding: 56px 0;
  background:
    linear-gradient(160deg, rgba(10, 30, 70, 0.55) 0%, rgba(10, 30, 70, 0.35) 100%),
    url('assets/hero/hero-bg.jpg') center / cover no-repeat;
}
.why-title { color: #fff; text-align: center; }
.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.why-item {
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: var(--radius);
  padding: 24px 20px;
}
.why-icon {
  width: 68px;
  height: 68px;
  border-radius: 50%;
  background: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 14px;
  box-shadow: 0 6px 14px rgba(3, 20, 51, 0.2);
}
.why-icon img { width: 44px; height: 44px; object-fit: contain; }
.why-item h3 { color: #fff; font-size: 1.02rem; }
.why-item p { color: rgba(255, 255, 255, 0.85); margin: 0; font-size: 0.9rem; }

/* How it works */
.how { padding: 56px 0; }
.how h2, .how .section-sub { text-align: center; }
.how-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 8px;
}
.how-step {
  position: relative;
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 26px 22px;
  text-align: center;
  box-shadow: var(--shadow);
}
/* Connector drawn across the grid gap, aligned to the step badges */
.how-step:not(:last-child)::after {
  content: "";
  position: absolute;
  top: 46px;
  left: 100%;
  width: 24px;
  height: 2px;
  background: var(--blue-500);
  opacity: 0.6;
}
.how-step-number {
  width: 40px;
  height: 40px;
  margin: 0 auto 14px;
  border-radius: 50%;
  background: var(--blue-700);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.1rem;
}
.how-step h3 { font-size: 1.05rem; }
.how-step p { font-size: 0.9rem; margin: 0; }

/* Testimonials */
.testimonials { padding: 56px 0; }
.testimonials h2, .testimonials .section-sub { text-align: center; }

.testimonial-carousel { position: relative; margin-top: 8px; }
.testimonial-grid {
  display: flex;
  flex-wrap: nowrap;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  scroll-behavior: smooth;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: none;
  gap: 20px;
}
.testimonial-grid::-webkit-scrollbar { display: none; }
.testimonial-grid:focus-visible { outline: 2px solid var(--blue-700); outline-offset: 4px; }

.testimonial-card {
  margin: 0;
  flex: 0 0 auto;
  scroll-snap-align: start;
  width: 300px;
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
}
.testimonial-photo {
  display: block;
  width: 100%;
  aspect-ratio: 4 / 5;
  object-fit: cover;
  background: var(--bg);
}
.testimonial-photo.placeholder { object-fit: contain; padding: 10px; }
.testimonial-card figcaption {
  padding: 10px 14px 14px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--muted);
  text-align: center;
}

/* Arrow overlays */
.carousel-arrow {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  z-index: 5;
  width: 52px;
  height: 52px;
  padding: 0;
  border: none;
  border-radius: 50%;
  background: #fbfcfe;
  color: var(--blue-900);
  box-shadow: var(--shadow);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: background 0.15s ease, transform 0.15s ease;
}
.carousel-arrow:hover { background: var(--blue-100); }
.carousel-arrow:active { transform: translateY(-50%) scale(0.94); }
.carousel-arrow:focus-visible { outline: 2px solid var(--blue-700); outline-offset: 2px; }
.carousel-arrow:disabled { opacity: 0.3; cursor: default; pointer-events: none; }
.carousel-arrow-prev { left: 6px; }
.carousel-arrow-next { right: 6px; }

.testimonial-dots { display: none; }

/* FAQ */
.faq { padding: 64px 0; }
.faq-inner {
  display: grid;
  grid-template-columns: minmax(260px, 350px) 1fr;
  gap: 48px;
  align-items: start;
}
.faq-aside { position: sticky; top: 96px; }
.faq-eyebrow {
  display: inline-block;
  margin: 0 0 14px;
  padding: 5px 14px;
  border-radius: 999px;
  background: var(--blue-100);
  color: var(--blue-700);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.8px;
  text-transform: uppercase;
}
.faq-aside h2 { font-size: 1.85rem; margin-bottom: 10px; }
.faq-aside-sub { margin-bottom: 24px; }
.faq-help {
  position: relative;
  overflow: hidden;
  border-radius: 18px;
  padding: 22px;
  background: linear-gradient(150deg, var(--blue-900) 0%, var(--blue-600) 100%);
  box-shadow: 0 14px 30px rgba(10, 61, 145, 0.22);
}
.faq-help::before {
  content: "";
  position: absolute;
  top: -60px;
  right: -50px;
  width: 170px;
  height: 170px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
}
.faq-help-head {
  position: relative;
  display: flex;
  align-items: flex-end;
  gap: 14px;
  margin-bottom: 18px;
}
.faq-help-mascot {
  flex-shrink: 0;
  width: 62px;
  height: 92px;
  object-fit: contain;
  object-position: bottom center;
  align-self: flex-end;
  filter: drop-shadow(0 6px 10px rgba(0, 0, 0, 0.25));
}
.faq-help-title { margin: 0 0 4px; color: #fff; font-weight: 700; font-size: 1rem; }
.faq-help-text { margin: 0; color: rgba(255, 255, 255, 0.82); font-size: 0.86rem; line-height: 1.45; }
.faq-help .btn { position: relative; }

.faq-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.faq-item {
  position: relative;
  overflow: hidden;
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 14px;
  box-shadow: 0 2px 10px rgba(10, 61, 145, 0.05);
  transition: box-shadow 0.25s ease, border-color 0.25s ease;
}
.faq-item::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 3px;
  background: linear-gradient(180deg, var(--blue-500), var(--blue-900));
  transform: scaleY(0);
  transform-origin: top;
  transition: transform 0.3s ease;
}
.faq-item:hover { border-color: #b9d4f3; box-shadow: 0 8px 22px rgba(10, 61, 145, 0.09); }
.faq-item[open] {
  border-color: #b9d4f3;
  box-shadow: 0 12px 28px rgba(10, 61, 145, 0.13);
}
.faq-item[open]::before { transform: scaleY(1); }
.faq-item summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 18px 20px;
  cursor: pointer;
  list-style: none;
  font-weight: 700;
  font-size: 0.98rem;
  color: var(--blue-900);
  transition: color 0.2s ease;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-question { min-width: 0; }
.faq-item summary:hover { color: var(--blue-600); }
.faq-item summary:focus-visible { outline: 2px solid var(--blue-700); outline-offset: -3px; border-radius: 14px; }
.faq-icon {
  flex-shrink: 0;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--blue-100);
  color: var(--blue-700);
  transition: transform 0.3s ease, background 0.25s ease, color 0.25s ease;
}
.faq-item[open] .faq-icon { transform: rotate(180deg); background: var(--blue-700); color: #fff; }
.faq-answer { overflow: hidden; transition: height 0.3s ease; }
.faq-answer p {
  margin: 0;
  padding: 0 20px 18px 20px;
  font-size: 0.93rem;
  line-height: 1.6;
}

@media (max-width: 900px) {
  .faq { padding: 48px 0; }
  .faq-inner { grid-template-columns: 1fr; gap: 26px; }
  .faq-aside { position: static; text-align: center; }
  .faq-aside h2 { font-size: 1.55rem; }
  .faq-aside-sub { max-width: 460px; margin: 0 auto 20px; }
  .faq-help { max-width: 460px; margin: 0 auto; text-align: left; }
  .faq-item summary { padding: 16px; font-size: 0.94rem; gap: 12px; }
  .faq-answer p { padding: 0 16px 16px; }
}

@media (prefers-reduced-motion: reduce) {
  .faq-answer { transition: none; }
  .faq-item::before, .faq-icon { transition: none; }
  .location-status-dot::after { animation: none; }
  .location-tile { transition: none; }
}

/* Mid-page CTA */
.mid-cta {
  background:
    linear-gradient(100deg, rgba(10, 30, 70, 0.55) 0%, rgba(10, 30, 70, 0.35) 100%),
    url('assets/hero/hero-bg.jpg') center / cover no-repeat;
  padding: 40px 0;
}
.mid-cta-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}
.mid-cta h2 { color: #fff; margin-bottom: 6px; font-size: 1.4rem; }
.mid-cta p { color: rgba(255, 255, 255, 0.8); margin: 0; }

/* Location */
.location { padding: 56px 0; }
.location-inner {
  display: grid;
  grid-template-columns: 1fr 1.05fr;
  gap: 40px;
  align-items: stretch;
}
.location-info { display: flex; flex-direction: column; justify-content: center; }
.location-info > p { max-width: 42ch; }

/* Live open/closed pill */
.location-status {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  align-self: flex-start;
  margin: 4px 0 0;
  padding: 7px 16px 7px 12px;
  border-radius: 999px;
  font-size: 0.85rem;
  font-weight: 600;
  background: #eafaf0;
  color: var(--accent-dark);
  border: 1px solid #bfe9cd;
}
.location-status[hidden] { display: none; }
.location-status.is-closed {
  background: #fdf2f2;
  color: #b42318;
  border-color: #f4d5d3;
}
.location-status-dot {
  position: relative;
  flex-shrink: 0;
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: currentColor;
}
.location-status:not(.is-closed) .location-status-dot::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: 50%;
  background: currentColor;
  animation: location-pulse 1.9s ease-out infinite;
}
@keyframes location-pulse {
  0%   { transform: scale(1);   opacity: 0.55; }
  100% { transform: scale(2.8); opacity: 0; }
}
.location-status-note { font-weight: 500; opacity: 0.85; }

/* Info tiles */
.location-details {
  list-style: none;
  margin: 20px 0 24px;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.location-tile {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 14px 16px;
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: 0 2px 10px rgba(10, 61, 145, 0.05);
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}
.location-tile:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow);
}
.location-icon {
  flex-shrink: 0;
  width: 38px;
  height: 38px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--blue-100);
  font-size: 1.05rem;
  line-height: 1;
}
.location-tile-body {
  display: flex;
  flex-direction: column;
  gap: 3px;
  min-width: 0;
}
.location-tile-label {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--blue-700);
}
.location-tile-value {
  font-size: 0.94rem;
  line-height: 1.5;
  color: var(--text);
}
.location-info > .btn { align-self: flex-start; }

/* Map with overlapping shop photo */
.location-media {
  position: relative;
  display: flex;
}
.location-map {
  flex: 1;
  min-height: 440px;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  border: 1px solid var(--border);
}
.location-map iframe { display: block; width: 100%; height: 100%; }
.location-photo {
  position: absolute;
  top: 16px;
  right: 16px;
  width: 46%;
  max-width: 240px;
  aspect-ratio: 16 / 10;
  object-fit: cover;
  object-position: center 45%;
  border-radius: 12px;
  border: 3px solid #fff;
  box-shadow: 0 12px 28px rgba(10, 61, 145, 0.24);
}

/* Payment info */
.payment-info { padding: 56px 0; }
.payment-info h2, .payment-info .section-sub { text-align: center; }

/* Benefits strip — what's included, above the payment choice */
.payment-benefits {
  list-style: none;
  margin: 24px 0 20px;
  padding: 18px 20px;
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}
.payment-benefits li {
  display: flex;
  align-items: center;
  gap: 12px;
  min-width: 0;
}
.payment-benefits li + li {
  border-left: 1px solid var(--border);
  padding-left: 18px;
}
.payment-benefit-icon {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  display: grid;
  place-items: center;
  border-radius: 10px;
  background: #eaf7ef;
  color: var(--accent-dark);
}
.payment-benefit-icon svg { width: 22px; height: 22px; }
.payment-benefit-text { display: flex; flex-direction: column; min-width: 0; }
.payment-benefit-text strong { font-size: 0.95rem; color: var(--blue-900); }
.payment-benefit-text span { font-size: 0.85rem; color: var(--muted); }

/* Cash vs BNPL — equal-height comparison */
.payment-options {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  align-items: stretch;
  gap: 20px;
}
.payment-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 26px 24px;
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
}
.payment-card-head {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px;
}
.payment-card-icon {
  flex-shrink: 0;
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 11px;
  background: var(--blue-100);
  color: var(--blue-700);
}
.payment-card-icon svg { width: 23px; height: 23px; }
.payment-card h3 { font-size: 1.05rem; margin: 0; }
.payment-card-cash {
  background: #f0faf3;
  border-color: #bfe6cc;
}
.payment-card-cash .payment-card-icon { background: #dcf3e4; color: var(--accent-dark); }
.payment-flag {
  align-self: flex-start;
  margin: 0 0 12px;
  padding: 5px 12px;
  border-radius: 999px;
  background: var(--accent);
  color: #fff;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  text-transform: uppercase;
}
.payment-note { font-size: 0.92rem; margin: 0; }
.payment-card-cash .payment-note strong { color: var(--accent-dark); }
.payment-channels {
  list-style: none;
  margin: 16px 0 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.payment-channels li {
  font-size: 0.88rem;
  color: var(--text);
  padding-left: 24px;
  position: relative;
}
.payment-channels li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.35em;
  width: 14px;
  height: 8px;
  border-left: 2px solid var(--accent);
  border-bottom: 2px solid var(--accent);
  transform: rotate(-45deg);
}

/* BNPL platform rates */
.bnpl-list {
  list-style: none;
  margin: 16px 0 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.bnpl-list li {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  font-size: 0.9rem;
  color: var(--text);
  padding-bottom: 10px;
  border-bottom: 1px dashed var(--border);
}
.bnpl-list li:last-child { border-bottom: none; padding-bottom: 0; }
.bnpl-brand {
  display: flex;
  align-items: center;
  gap: 10px;
  min-width: 0;
}
.bnpl-name { overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
/* Brand chip: shows a coloured initial until the real logo drops into
   assets/payment/, at which point the <img> covers it. */
.bnpl-logo {
  position: relative;
  flex-shrink: 0;
  width: 30px;
  height: 30px;
  display: grid;
  place-items: center;
  border-radius: 8px;
  background: var(--brand, var(--blue-700));
  color: #fff;
  font-size: 0.85rem;
  font-weight: 700;
  overflow: hidden;
}
.bnpl-logo img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: contain;
  background: #fff;
  padding: 3px;
}
.bnpl-logo[data-brand="shopee"] { --brand: #ee4d2d; }
.bnpl-logo[data-brand="grab"]   { --brand: #00b14f; }
.bnpl-logo[data-brand="ahapay"] { --brand: #2b6cb0; }
.bnpl-logo[data-brand="atome"]  { --brand: #f0466e; }
.bnpl-rate {
  flex-shrink: 0;
  padding: 3px 10px;
  border-radius: 999px;
  font-size: 0.85rem;
}
.bnpl-rate-low  { background: #e7f6ec; color: var(--accent-dark); }
.bnpl-rate-high { background: #fdf1e0; color: #b45309; }
.payment-example {
  margin: 16px 0 0;
  padding-top: 14px;
  border-top: 1px solid var(--border);
  font-size: 0.85rem;
  color: var(--muted);
}
.payment-example strong { color: var(--blue-900); }

/* Quotation */
.quotation { padding: 56px 0 72px; }
.quotation-inner {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 22px;
  box-shadow: 0 18px 50px rgba(10, 61, 145, 0.14);
  padding: 0;
  overflow: hidden;
  display: grid;
  grid-template-columns: 0.85fr 1.25fr;
  align-items: stretch;
}

/* Left panel */
.quotation-intro {
  position: relative;
  padding: 40px 34px;
  background: linear-gradient(160deg, var(--blue-900) 0%, var(--blue-700) 55%, #1a7ae8 100%);
  color: rgba(255, 255, 255, 0.86);
  display: flex;
  flex-direction: column;
}
.quotation-intro::after {
  content: "";
  position: absolute;
  right: -70px;
  bottom: -80px;
  width: 240px;
  height: 240px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.14) 0%, rgba(255, 255, 255, 0) 70%);
  pointer-events: none;
}
.quotation-eyebrow {
  align-self: flex-start;
  margin: 0 0 14px;
  padding: 5px 12px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.16);
  border: 1px solid rgba(255, 255, 255, 0.24);
  color: #fff;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.7px;
  text-transform: uppercase;
}
.quotation-intro h2 { color: #fff; margin-bottom: 12px; }
.quotation-lead {
  color: rgba(255, 255, 255, 0.82);
  font-size: 0.95rem;
  margin-bottom: 22px;
}
.quotation-points {
  list-style: none;
  margin: 0 0 auto;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.quotation-points li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.9rem;
  font-weight: 600;
  color: #fff;
}
.quotation-points svg {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  padding: 3px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.18);
  color: #9ff0bd;
}
.quotation-note {
  display: flex;
  align-items: flex-start;
  gap: 9px;
  font-size: 0.82rem;
  font-weight: 500;
  line-height: 1.5;
  color: rgba(255, 255, 255, 0.92);
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 12px;
  padding: 12px 14px;
  margin: 26px 0 0;
}
.quotation-note svg { flex-shrink: 0; margin-top: 1px; color: #ffd66b; }
.quotation-note strong { color: #fff; }
.quotation-alt {
  margin: 14px 0 0;
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.7);
}
.quotation-alt a {
  color: #fff;
  font-weight: 700;
  text-decoration: none;
  border-bottom: 1px solid rgba(255, 255, 255, 0.45);
  white-space: nowrap;
}
.quotation-alt a:hover { border-bottom-color: #fff; }

/* Form */
.quotation-form {
  padding: 40px 34px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px 20px;
  align-content: start;
}
.form-row { display: flex; flex-direction: column; gap: 7px; }
.form-row-full { grid-column: 1 / -1; }
label {
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--blue-900);
  letter-spacing: 0.1px;
}
label .req { color: #dc2626; margin-left: 1px; }

.input-wrap { position: relative; display: block; }
.input-icon {
  position: absolute;
  left: 13px;
  top: 50%;
  transform: translateY(-50%);
  width: 18px;
  height: 18px;
  color: var(--muted);
  pointer-events: none;
  transition: color 0.15s ease;
}
.input-wrap-area .input-icon { top: 16px; transform: none; }
.input-wrap:focus-within .input-icon { color: var(--blue-600); }

input, textarea {
  font: inherit;
  font-size: 0.94rem;
  padding: 12px 14px 12px 40px;
  border-radius: 12px;
  border: 1.5px solid var(--border);
  background: #f7faff;
  color: var(--text);
  width: 100%;
  transition: border-color 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
}
textarea { resize: vertical; min-height: 92px; line-height: 1.5; }
input::placeholder, textarea::placeholder { color: #9aa8bd; }
input:hover, textarea:hover { border-color: #c3d6f0; }
input:focus, textarea:focus {
  outline: none;
  background: #fff;
  border-color: var(--blue-600);
  box-shadow: 0 0 0 3.5px rgba(21, 111, 224, 0.14);
}
input[type="number"] { appearance: textfield; -moz-appearance: textfield; }
input[type="number"]::-webkit-outer-spin-button,
input[type="number"]::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }

/* Inline validation */
.form-row.has-error input,
.form-row.has-error textarea {
  border-color: #e11d48;
  background: #fff5f6;
}
.form-row.has-error .input-icon { color: #e11d48; }
.form-row.has-error input:focus,
.form-row.has-error textarea:focus { box-shadow: 0 0 0 3.5px rgba(225, 29, 72, 0.14); }
.field-error {
  margin: 0;
  font-size: 0.76rem;
  font-weight: 600;
  color: #e11d48;
}

/* Submit */
.quotation-submit { gap: 12px; margin-top: 4px; }
.btn-submit {
  padding: 15px 24px;
  font-size: 1rem;
  box-shadow: 0 10px 22px rgba(22, 163, 74, 0.28);
}
.btn-submit:hover { box-shadow: 0 14px 26px rgba(22, 163, 74, 0.34); }
.form-privacy {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 7px;
  margin: 0;
  font-size: 0.78rem;
  color: var(--muted);
  text-align: center;
}
.form-privacy svg { flex-shrink: 0; color: var(--accent); }

@media (max-width: 960px) {
  .quotation-inner { grid-template-columns: 1fr; }
  .quotation-intro { padding: 32px 28px; }
  .quotation-intro::after { display: none; }
  .quotation-points {
    flex-direction: row;
    flex-wrap: wrap;
    gap: 10px 20px;
  }
  .quotation-points li { font-size: 0.85rem; }
  .quotation-form { padding: 30px 28px 34px; }
}

/* Footer */
.site-footer {
  background: linear-gradient(0deg, rgba(4, 14, 36, 0.55), rgba(4, 14, 36, 0.55)), url('assets/footer/footer-bg.jpg') center / cover no-repeat;
  color: rgba(255, 255, 255, 0.78);
  padding: 44px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr 1fr 1fr;
  gap: 28px;
  padding-bottom: 32px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}
.footer-col { display: flex; flex-direction: column; gap: 8px; font-size: 0.88rem; }
.footer-col h4 { color: #fff; font-size: 0.85rem; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 6px; }
.footer-col a { text-decoration: none; color: rgba(255, 255, 255, 0.75); }
.footer-col a:hover { color: #fff; }
.footer-logo-img { height: 64px; width: auto; align-self: flex-start; margin-bottom: 4px; }
.footer-location { margin: 0; font-size: 0.85rem; }
.footer-contact p { margin: 0; }
.footer-social { display: flex; gap: 10px; margin-top: 14px; }
.footer-social a {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.1);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
}
.footer-social a:hover { background: rgba(255, 255, 255, 0.2); }
.footer-social-whatsapp { background: var(--accent); }
.footer-social-whatsapp:hover { background: var(--accent-dark); }
.footer-partners {
  padding: 24px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  text-align: center;
}
.footer-partners-label {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.6px;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.55);
  margin-bottom: 14px;
}
.footer-partner-badges {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 14px;
}
.footer-partner-badge {
  background: #fff;
  border-radius: 10px;
  padding: 8px 16px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.footer-partner-badge img { height: 26px; width: auto; max-width: 110px; object-fit: contain; }
.footer-bottom {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 6px;
  padding: 18px 0 24px;
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.55);
}
.footer-bottom p { margin: 0; color: inherit; }

/* Floating WhatsApp button */
.fab-whatsapp {
  position: fixed;
  bottom: 20px;
  right: 20px;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--accent);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 20px rgba(22, 163, 74, 0.4);
  z-index: 60;
}
.fab-whatsapp:hover { background: var(--accent-dark); }

/* Responsive */
@media (max-width: 900px) {
  .payment-options { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .why-grid { grid-template-columns: repeat(2, 1fr); }

  /* Compact mobile/tablet header with hamburger menu */
  .header-inner { position: relative; padding-top: 13px; padding-bottom: 13px; }
  .logo-img { height: 34px; }
  .nav-toggle { display: flex; }

  .nav {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    flex-direction: column;
    gap: 0;
    background: #fff;
    border-bottom: 1px solid var(--border);
    box-shadow: var(--shadow);
    max-height: 0;
    overflow: hidden;
    opacity: 0;
    transition: max-height 0.28s ease, opacity 0.2s ease;
  }
  .nav.is-open { max-height: 420px; opacity: 1; }
  .nav a {
    padding: 14px 24px;
    border-top: 1px solid var(--border);
    font-size: 1rem;
  }
  .nav a:first-child { border-top: none; }

  .header-cta { width: 40px; height: 40px; padding: 0; border-radius: 50%; flex-shrink: 0; }
  .header-cta-icon { display: block; }
  .header-cta-text {
    position: absolute;
    width: 1px; height: 1px;
    padding: 0; margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
  }
}
@media (max-width: 720px) {
  .payment-benefits { grid-template-columns: 1fr; gap: 14px; padding: 16px 18px; }
  .payment-benefits li + li { border-left: none; border-top: 1px solid var(--border); padding-left: 0; padding-top: 14px; }
  .payment-card { padding: 22px 18px; }
  .quotation-inner { border-radius: 18px; }
  .quotation-intro { padding: 28px 22px; }
  .quotation-form { grid-template-columns: 1fr; padding: 26px 22px 30px; }
  .quotation-points { flex-direction: column; }

  .hero { padding: 28px 0 36px; }
  .hero h1 { font-size: clamp(1.4rem, 6vw, 1.75rem); }
  .hero-sub-full { display: none; }
  .hero-sub-compact { display: block; }
  .hero-actions { flex-direction: column; align-items: stretch; gap: 10px; margin: 14px 0; }
  .hero-actions .btn { width: 100%; }
  .hero-trust {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 8px 14px;
  }

  .hero-visual { flex-direction: column; align-items: center; gap: 14px; position: relative; margin-top: 4px; }
  .hero-visual::before {
    content: "";
    position: absolute;
    left: -20px; right: -20px; top: -8px; bottom: 22%;
    background: radial-gradient(ellipse at 50% 30%, rgba(255, 255, 255, 0.12) 0%, rgba(255, 255, 255, 0) 70%);
    z-index: -1;
    pointer-events: none;
  }
  .hero-mascot-col { margin-bottom: 0; }
  .hero-mascot { height: 160px; }
  .hero-mascot-bubble { max-width: 150px; font-size: 0.72rem; padding: 10px 14px; }
  .location { padding: 40px 0; }
  .location-inner { grid-template-columns: 1fr; gap: 26px; }
  .location-info > p { max-width: none; }
  .location-media { flex-direction: column; gap: 14px; }
  .location-map { min-height: 260px; }
  .location-photo {
    position: static;
    width: 100%;
    max-width: none;
    aspect-ratio: 16 / 9;
    object-position: left center;
    border: 1px solid var(--border);
    box-shadow: var(--shadow);
    order: -1;
  }
  .location-info > .btn { align-self: stretch; }
  .mid-cta-inner { text-align: center; justify-content: center; }

  .how-grid { grid-template-columns: 1fr; }
  .how-step:not(:last-child)::after { display: none; }
}
@media (max-width: 480px) {
  .footer-grid { grid-template-columns: 1fr; }
  .why-grid { grid-template-columns: 1fr; }
}

/* Testimonial carousel: card sizing per breakpoint (desktop ~3-4, tablet ~2, mobile ~1 + peek) */
@media (max-width: 1023px) {
  .testimonial-dots { display: flex; justify-content: center; align-items: center; gap: 8px; margin-top: 18px; }
  .testimonial-dot {
    width: 8px;
    height: 8px;
    padding: 0;
    border: none;
    border-radius: 50%;
    background: var(--border);
    cursor: pointer;
  }
  .testimonial-dot.is-active { width: 22px; border-radius: 5px; background: var(--blue-700); }
}
@media (min-width: 768px) and (max-width: 1023px) {
  .testimonial-card { width: 44vw; max-width: 320px; }
}
@media (max-width: 767px) {
  .testimonial-card { width: 86vw; max-width: 360px; }
  .carousel-arrow { width: 38px; height: 38px; }
  .carousel-arrow svg { width: 16px; height: 16px; }
  .carousel-arrow-prev { left: 4px; }
  .carousel-arrow-next { right: 4px; }
}
